Commuting to your office by bicycle is a cost-effective transportation choice. But what happens when a negligent driver hits you on your way to work? The injuries you receive can significantly alter your life. Understanding the damages you incur after an accident can help you find solutions for recovering compensation.
Understanding your losses after an accident
A bicycle accident can cause you to miss work for several days, resulting in a loss of income. Unfortunately, it is possible for your injuries to evolve into a permanent physical impairment. This can result in major setbacks in your career and missed employment opportunities. Ultimately, your disability reduces your future earning capacity.
These financial losses constitute economic damages, also known as tangible or calculable expenses that you incur due to another person’s negligence. In California, you can file an injury lawsuit against the at-fault driver, especially if they neglected their duty of care.
Proving a lifetime of loss
Evidence is crucial in injury claims. Proving your income loss and reduced earning capacity can be challenging, but not impossible. Consider these options to help you gather evidence:
- Presenting medical records that demonstrate the severity of your injuries
- Obtaining a physician’s statement to prove the permanence of your injuries and how they force you into a lower-paying job or early retirement
- Working with a financial advisor to project your loss of earning capacity
- Providing documents that exhibit your supposed career trajectory and employment opportunities
Insurance companies consider your evidence when reviewing your claim.
Protecting your financial future after a crash
Bicycling to work should be easy, not a dangerous commute option. Your career should not be the price of someone else’s mistake.
Seeking legal counsel can be beneficial for this complex matter. A personal injury attorney can advocate for your damages and offer insights that can help you navigate the claims process with confidence.
