Cohen Law Partners

Why more motorists are uninsured and risks it poses to bicyclists

Taking your bicycle onto the busy Los Angeles streets can start out as a normal commute to work and result in a serious injury with a passing vehicle. Unfortunately, not every driver behind the wheel has active car insurance. Normally when an accident occurs, normal post-accident procedures are followed. You would pull over and exchange insurance information and contact numbers.

However, if you are injured by an uninsured driver, the odds of making that exchange is slim to none. Why are more motorists opting out of auto insurance? The answer is simple. These drivers can’t or won’t pay for it. Many low-income individuals feel strapped down with other responsibilities on top of the obligatory insurance payment. Nevertheless, it is unlawful to drive a motor vehicle without proper auto-insurance.

Problems result

Since high-cost insurance premiums lead many motorists to forego paying for car insurance altogether, additional problems arise as a result. Hit and run accidents are often due to a motorist not having insurance and not wanting to be held accountable for their actions. This leaves many bicyclists with the short-end of the stick when it comes to getting help for their injuries. Bicyclists are no doubt at greater risk while sharing the road with drivers protected within their larger vehicles. Multiple injuries to the body and property of you bicycle may result.

Getting help

Los Angeles is home to many commuters who choose to bike to work and throughout the community daily. It’s important that bicyclists are hyper-aware of their surroundings while biking and collect witness information when a hit-and-run does occur. Seeking legal assistance for driver accountability can greatly help aid the process, especially when you’ve lost time at work because of your injuries.

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